"We put a lot of pressure on people today that as soon as they start working, they need to get onto that property ladder. But there's ways to build wealth that don't require you to be in the real estat..."

"Misha Sha with your YouTube channel which has accumulated almost 2 million subscribers in a incredibly short period of time. What is the goal? What is the mission that you're on? What is it you're try..."

"sort of psychological or emotional or I don't know trauma response to money plays a role in our relationship with money? Absolutely. We definitely all have our unique relationship with money. And a lo..."

"So someone's listening to this right now and they resonate with this idea of they're slightly avoidant. They don't really have a plan. and they're kind of just they get paid, they they they answer the..."

"Credit cards are good if you're using them the right way. Really good if you're using them in the right way. And that means the points that you're using, the rewards that you get for it, the bonuses t..."

"So, just the peace of mind again, it's that breathing room. Yeah. 3 to 6 months of breathing room in your bank account. It just moves the needle. It's the peace of mind. It's the security. It's the st..."

"know millionaires, people that have a lot of money that are in a similar position in the sense of they are stressed and anxious because their overheads are also in the millions every month and there's..."

"Okay? Those 3 to six months, it's your core living expenses. So, it's forget all your spending on the things that you love or the things that make make life good. It's just the things that you need to..."

"table. And when can I pull that money out? when you retire at retirement. So, this is for your retirement. You're looking after your future self. It's today's you planting seeds for future you. That's..."

"opposite you with the Ferrari was in any way insecure? Was there an element of seeking validation? There might have been. Yeah, there might have been. That's that that might been what made him happy. ..."

"And what shall I invest in? My principle with investing is very very simple and it's just keep it keep it simple and do it for the long term. So I say index funds and target date retirement funds is w..."

"And how does one focus on increasing their income? There are a couple of ways to do this. So the easiest way to increase your income is asking for a pay rise, increasing your responsibility, the work ..."

"My brother is was an investment banker. He now works full-time um helping with my money and helping in my my companies. He went to LSC. He's a very smart guy. He's always been like the buffin in the f..."

"And do you think one should split a proportion of their investments into different categories of risk because you got like crypto on the one side of it which sometimes feel like being at roulette tabl..."

"investment I made when I was like must have been in my early 20ies, I needed the money. Like I didn't have the emergency fund or a peace of mind fund. So when it started to go down a little bit natura..."

"leading a business. New skills are constantly being invented, and ones that didn't exist a few months ago are now all of a sudden essential. Our team at Flight Story thrives on staying ahead of emergi..."

"video um about 40 books that you've read that improve your own financial literacy. If there was one book that you recommend people to read that you think is most accessible and will advance their fina..."

"And in terms of spending, should I, you mentioned cars earlier and we talked about houses briefly. Should I be buying a car? Should I be leasing a car? A car is, let me just say, it's one of the two a..."

"So what you suggest going in going into those supermarkets with a shopping list? Yeah, I mean that's one way shop going into going into the going into the supermarkets with shopping list. Also checkin..."

"What's the best way for someone to track their money? Because there's lots of figures here. Some people aren't mathematically literate. Yeah. Um, many people don't want to be in Excel documents. Are t..."

"If I said Lamborghini, I'm going to rent a Lamborghini for for two months. Yeah. What should you then do about that? You take that information and you understand this is what the person values. Yeah. ..."

"Depending on where you are, the prenup holds different values. So some areas might not look beyond what the couple agree and they just say, "Okay, this is what the couple's agreed. this is how the fin..."

"Every single one of you watching this right now, has something to offer, whether it's knowledge or skills or experience. And that means you have value. Stand, the platform I co-own, who are one of the..."

"Talk to me about that journey. Was it um was it faster than you expected? And was it are you in a place that is higher than you expected when you started? You've done 151 videos on YouTube. Yeah. And ..."

"AI is this, you know, the the topic of the moment because it's just impacting everything. It's impacting people's ability to get jobs. It's impacting how I'm hiring as a employer. It's impacting how I..."

"And how much do you think about credit scores? Because I absolutely butchered my credit score before I even realized it existed and my credit score was in the bin. I I got uh two CCJs, which are count..."

"from are there things you never spend money on at this point in my life me specifically I don't think I bought a designer item in two years which is a lot for me because I was dripped out in the desig..."

"Nisha, we have a closing tradition on this podcast where the last guest leaves a question for the next not knowing who they're leaving it for. And the question that's been left for you is who is the o..."

"Where's where's this emotion coming from? It's very deep inside you. There was a lot of pain during my career and I felt really trapped at times but I don't know how to escape but also cuz I know a lo..."

"What was the hardest day when you look back through that transition that you've been on? What was was there a hardest day, a hardest moment? The hardest day was that morning when I emailed my manager ..."