"When I grew up, everyone said to me that to generate wealth, get a job, get money, then get a mortgage. That's one of the worst pieces of advice you can give somebody. Your future self is going to be ..."

"I think the the first place to start is people want to know how they can make more money because if you don't feel like you have money, saving and investing in these kinds of things appear to be point..."

"Was there a pointless seemingly pointless job you did that ended up in hindsight making you the most money? And what I mean by that is I think about my experience doing teley sales between the age of ..."

"practically and tactically, how do they do that? How do they create this this financial vision board? Is there do they need to know certain numbers? Do they should they get clear on if they want to be..."

"this? You talked about emotional elements. is being okay with what other people think of you. Yeah, that's the other thing is social pressure, right? So, you may have the vision of yourself and you ju..."

"this." A simple tip that I think people can do is just kind of figure out how much they spend on a monthly basis. Track your expenses for 30 days, 60 days, or 90 days. And you're going to learn so muc..."

"on this point of being an active investor and picking stocks yourself versus being a passive one. The data shows that passive investors who invest in the S&P 500, like you said, consistently outperfor..."

"And this is the problem that people are finding is they put money in a 401k, you compound it at 10%. for my generation. Yeah, that was that was how the world worked and it was great and it worked and ..."

"But the problem with the 145% like you mentioned, Bitcoin has fallen by 70 plus% on multiple occasions. If we let's go back to the S&P 500. A lot of people invest in the SPY, the S&P 500, and still lo..."

"Bitcoin or really anything, a lot of the value is what some people refer to as like equity. It's it's I bought it for like I started buying Bitcoin when it was $3,000. That other stuff is equity. It's..."

"what would you suggest they did, Humphrey? My take on $1,000 is as has changed over the years. I used to say you could invest $1,000, but as as rule probably mentioned, 10% on $1,000 is is not that mu..."

"You do all crypto? No, I just do NASDAQ. Oh, yeah. You do NASDAQ. So, NASDAQ compounds at 18% a year. What is NASDAQ? The NASDAQ is um the NASDAQ 100, which is the top technology stocks in the United ..."

"average. What's that? So dollar cost averaging is if you're young and you're you've got a bit of excess cash now. You know, you've sold your income a little bit as opposed to just chucking everything ..."

"other thing that I've really pulled out from what you both were just saying there is you need to set up a system that removes emotion and requires you to not make decisions because it's in making deci..."

"crypto. The right answer for me is that to his point, but you you I actually would say but you know this is it's an audience of people and people misinterpret things. Yes. The answer is we've been giv..."

"If if we sit here in 20 years time Yeah. and you were wrong. Yeah. What happened do you think? Well, firstly, in terms of investments, you have to always once you have a high conviction bet, your enti..."

"where it works. Often the difference between a company succeeding or failing isn't down to its product or strategy. It's down to the people on the inside. After all, the definition of the word company..."

"I wanted to ask you a question. The reason I went and got my phone is because um I had someone contact me that I knew from my childhood. Used to be one of my best friends. Frankly, not spoke to them i..."

"Bankruptcy. When should someone consider bankruptcy and what's the trade-off? The trade-off is seven years. Uh I believe your credit is shot in America. So, um but I I believe that uh actually I think..."

"situation ultimately wants to know how do I get relief? Bankruptcy is one option, but at the end of the day, there has to be change. And that change is difficult. And that's the part that I think a lo..."

"He says here after some advice, direction in terms of maybe passive income, this word passive income, I know nuts. Why does it drive you nuts? It is a there's like a passive income industrialization c..."

"you have a manager? I've done both. I've had management agent and a management myself. Managing yourself is probably a a absolute nightmare. It's horrific. And managing it with a manager is also proba..."

"So what do you think then in terms of passive income and is it real? But specifically let's do this point of housing. Do you advise people to buy rental properties and then generate rental fees from t..."

"that just came out yesterday and it said more millionaires than ever are renting in the United States and that it's tripled between 2019 and 2023. So, in just a couple of years, millionaires are choos..."

"as a means to generate wealth a terrible idea? As a means to generate to buy for yourself to live in or to Well, but you know, when you when I grew up, everyone said to me that you get money, get a jo..."

"Yeah. Is there any such thing as good debt? Because I remember at the start you said clear up your debt. Is there is there a good debt? People make a lot of money on debt, but people lose a lot of mon..."

"Well, I don't think most people know that they can leverage their crypto. That's right. You can borrow against it. So, anyone can. You don't need to go to a bank. No, you can do it instantaneously in ..."

"Retirement. Retirement. So in the UK we call it a pension. And I think you guys call it a 401k. Okay. But over across the world, it's pretty much the same across the western world anyway. If I'm 25 or..."

"All right, guys. Gonna go get Steve. The guest is here. Ready? Come in. Oh my god. Steve, what are you doing? This is uh Bontage face mask. It's good for blemishes, wrinkles, uh clears up the skin. It..."

"of discipline, Humphrey, I have seen a couple of videos from you where you talk about the things that you stopped spending money on. And there is a narrative that says, you know, in order to get rich ..."

"question to everybody. What do you think the biggest money mistake the average person makes is? They spend all your money. The the two S's you you're spending all your money and if you get past that t..."

"people advising them. What is it that rich people know that the average person doesn't know as it relates to money? Because there are money games that you discover when you get to see behind the curta..."

"before we move to Jasper, one of the things that I think you kind of both alluded to a little bit and you said earlier on was about how relationships make money and because what I was watching when I ..."

"The last thing I wanted to talk about is the UK and the US and geographies generally and how much that plays a role because right now there's lots of political social conversations about the UK. Peopl..."

"What about the UK? I can't do it because the UK's attitude now has become we just can't have nice things. They don't want to, if I speak to my friends, they don't want to invest. They they just want t..."

"Closing arguments. Um Humphrey, closing position. What's the most important thing people should be thinking about? How would you round off? Is there anything that I didn't ask you that I should have a..."